Just like other white-collar professionals, doctors too need financing from time to time. Be it for funding of their higher education, setting or expansion of their medical clinic, purchasing costly healthcare equipment, acquiring hospital space, or buying a house for their family, medical practitioners require access to quick finances at various stages of their life. We, at Upgroww Solutions, understand this and hence, provide collateral-free professional loans for doctors to help them meet their various financial requirements. Our doctor loans are designed to be highly customisable and affordable. Additionally, they come with several exciting features, such as instant disbursal, flexible repayment tenure, and zero foreclosure charges.
| Eligible Entities | 1) Salaried Doctors 2) Self Employed Doctors who own a clinic, hospital, nursing home, pathological laboratory, skin clinic, dental clinic or eye centres |
| Minimum and Maximum Age | Individuals with minimum age of 21 years and maximum age of upto 65 years |
| Loan Tenure | Banks give loan upto a period of 60 months depending upon your age Note: However, some banks also restrict the maximum tenure to 60 months. |
| Minimum Qualification | BHMS/BUMS degree to qualify a loan.Must have 1 year and more experience to get a professional loan Note: Applicants should have an IMA (Indian Medical Association) membership number or any other registration allowed by Indian Government |
| Income Tax Returns | Should have filled a minimum ITR of 24 months |
| CIBIL Score Requiremen | Bank consider 750 and above credit score eligible for doctor loan |
